> ## Knowledge Base Index
> Fetch the complete knowledge base index at: https://alltheleads.crisp.help/sitemap.xml
> Use this file to discover available pages before exploring further.
> Pure-Markdown content can be obtained by appending a '.md' suffix to the content URLs listed in the sitemap (without the trailing slash).

# What are late mortgage payment leads?

Late mortgage leads identify homeowners who are 60 to 120 days behind on mortgage payments, before a public Notice of Default (NOD) or Lis Pendens has been filed.