• How do you determine if someone is behind on their mortgage?

  All The Leads utilizes proprietary data sources to identify delinquent mortgage accounts, providing early indicators of financial distress.Few readers

• What are late mortgage payment leads?

  Late mortgage leads identify homeowners who are 60 to 120 days behind on mortgage payments, before a public Notice of Default (NOD) or Lis Pendens has been filed.Few readers

• Are these leads pre-foreclosure?

  Yes, these leads are considered pre-foreclosure, as they identify homeowners in the early stages of mortgage delinquency. However, “pre-foreclosure” leads from other providers typically refer to homeowners who have had a Notice of Default (NOD) or Lis Pendens filed.  They typically aggregate the data from the public filing which usually occurs after payments are 5 or more months late. Since the leads we furnish are at even earlier stage before* ***public filing, we refer to them as LateFew readers

• How do I approach a homeowner behind on their mortgage without being intrusive?

  These homeowners are often stressed, fearful, and unsure of their options. Compassion and clarity are key. Option 1: Lead with Relief and Solutions Be direct, but kind—let them know you're here to help them avoid worse outcomes. You might say:  *“I understand things might be tough right now. I work with homeowners who are behind on payments and help them explore every option to avoid foreclosure—whether that’s selling quickly, restructuring, or finding short-term solutions to reduFew readers

• Are these homeowners more likely to sell?

  Homeowners facing financial difficulties may be more motivated to sell to avoid foreclosure, presenting opportunities for real estate professionals.Few readers

• What information comes with each lead (property, mortgage data, owner contacts)?

  Each lead includes: Homeowner's name   Homeowner’s contact information – address, phone number, email  Property address and details  Loan amount and loan-to-value ratio  Estimated market value  Delinquency stage: How many days the mortgage is late (60/90/120 days)   Multi-step Address Validation & CASS Certification Standardize – Formats and abbreviates the address to USPS standards. Parse – Breaks the address into components (street, city, ZIP, etc.) Verify – ConFew readers

• Do you include the stage of delinquency (60/90/120 days)?

  Yes, the leads specify the delinquency stage, allowing you to tailor your approach based on urgency.Few readers

• Can I filter for equity or mortgage balance?

  Yes, All The Leads provides data that allows you to assess equity positions and prioritize leads accordingly. You can utilize the built-in filter options in the All The Leads CRM to sort your data based on your preferences.Few readers